Compare firms
Jurisdictions / Poland
EU11 firms file here

CRYPTO LICENSING IN POLAND.

Poland is the jurisdiction where search demand and reality have split. The Polish Crypto-Asset Market Act — the law that would let the KNF actually grant MiCA CASP authorisations — was vetoed by the President twice (December 2025 and February 2026), so as of this review the KNF has no national legal basis to accept or process CASP applications. The old VASP register has been frozen to new entries since 30 December 2024, with roughly 1,841 entities still listed. The honest route into the Polish market right now is to license in another EU state and passport in.

REGULATOR: KNF (Polish Financial Supervision Authority) · LICENCE: MiCA CASP authorisation
Key facts
  • The Polish Crypto-Asset Market Act was vetoed twice (December 2025 and February 2026) — confirm current status before acting.
  • As of this review the KNF has no legal basis to accept or process MiCA CASP applications.
  • The national VASP register has been frozen to new entries since 30 December 2024 (~1,841 entities listed).
  • Transition deadline is 1 July 2026 — after it, serving Polish clients needs a CASP licence (Polish or passported).
  • Practical route today: license in Lithuania or Estonia and passport into Poland under MiCA.
What drives cost

WHAT YOU ACTUALLY PAY FOR.

MiCA's own-funds floors still apply once Poland's regime is live — €50,000 / €125,000 / €150,000 by service class, or a quarter of fixed overheads. But capital is not today's blocker: with no implementing act in force, there is no KNF CASP application to file capital against. Budget instead for a licence in a functioning EU state plus a Polish passport notification.

Because there is no live Polish CASP process, a 'Poland crypto licence' today usually means either a frozen legacy VASP entry or a licence obtained elsewhere and passported in. Your real cost is the CASP application in a functioning EU state (capital, AML, ICT/DORA) plus the passport notification into Poland. Treat anyone quoting a fresh KNF CASP licence today with caution.

Compare firms
Watch out

This is the page most Poland guides won't give you: you cannot currently obtain a new KNF CASP licence, because the enabling law is not in force. Vendors still selling a 'Poland CASP licence' are usually selling a frozen VASP shell or a passported foreign licence — know which. Miss 1 July 2026 without a CASP authorisation (Polish or passported) and you lose the right to serve EU clients. Legislative status can change fast, so verify the current position.

FAQ

Can you get a crypto licence in Poland right now?

Largely no. The Polish Crypto-Asset Market Act was vetoed twice, so the KNF has no legal basis to grant MiCA CASP authorisations as of this review. Confirm the current status before committing.

What is the workaround for the Polish market?

License in a functioning EU state — Lithuania or Estonia are common — and passport your CASP authorisation into Poland under MiCA. That is the realistic route while Poland has no live regime.

Is my old Polish VASP registration still useful?

Only until 1 July 2026 and only for legacy activity — the register has been frozen to new entries since December 2024. After the deadline you need a CASP licence, Polish or passported.

Sources: Woźniak Legal — Poland’s MiCA deadline & CASP law status · aosphere — member-state MiCA implementation tracker. Regimes change — confirm current rules with the regulator.